This ciphertext was intercepted from a questionable bank that is suspected of being involved in some corruption. Being a business-related email, it begins with "Dear Sir or Madam," with very high probability.
WARNING: This cryptogram contains at least one "fixed point". These are letters of plaintext that encrypt to themselves as ciphertext. (For example, J encrypts as J, or something like that.)
A joint project of Brendan Bard, Prof. Gregory Bard, and Prof. Seth Dutter, University of Wisconsin---Stout (January 30th, 2019)